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Off-Road Vehicle Insurance

Our exclusive Off-Road Vehicle (ORV) Insurance.

As Manitoba’s largest locally owned brokerage, with 28 branches across the province, we are committed to providing knowledgeable service and insurance packages tailored to meet your needs. With competitive pricing, flexible options, and a range of discounts, ONE Insurance is your trusted partner for ORV protection.

Set off on an adventure is one of the best ways to experience the beauty of Manitoba’s trails, but with that freedom comes responsibility. At ONE Insurance, we understand the unique risks that come with owning and operating off-road vehicles like snowmobiles and ATVs. That’s why we provide insurance solutions designed to offer complete peace of mind. From theft and accidents to natural hazards, our comprehensive ORV insurance keeps you protected so you can focus on enjoying the ride.


ORV Insurance Coverage Highlights:

  • Replacement Cost Coverage
    Protects brand-new snowmobiles and ATVs.
  • Choice of Deductibles
    Flexible options: $500, $750, or $1,000.
  • Comprehensive Perils Protection
    Covers sinking in muskeg, breaking through ice, and more.
  • Accessories Coverage
    Includes up to $2,000 for accessories.
  • Salvage Recovery
    Provides up to $1,000 for salvage recovery costs.

Save More with Exclusive Discounts

One Insurance makes it easy to save on your ORV insurance. If you’re 50 or older, you can enjoy a 15% discount on your premium. Snowmobile riders who purchase a Snopass and maintain a clean record with no claims or traffic convictions are eligible for an additional 10% discount. If you’ve taken a certified snowmobile safety course, you can also receive a 5% discount upon presenting your course card. These savings make it easier to enjoy your adventures without worrying about the cost of coverage.

Easy Application Process

Fill out our simple quote form, click “Get Quote,” and you’ll be on your way to securing your ORV coverage. If you prefer a more personal touch, you can visit any of our branches to speak with one of your local insurance advisors.


Protect your ORV and enjoy the freedom of Manitoba’s trails with confidence. Start your insurance journey today and ride with peace of mind!

Get A Quote