Home Insurance

Your home is not only the biggest purchase you will make in your life, its where you will raise your family and make memories. Let us worry about ensuring your home is insured adequately so you can focus on making new memories.

As insurance advisors, we represent a wide variety of insurance markets.  We work for you to make sure you get the most comprehensive insurance policy for the best price.  Insurance can be a complicated product which is why you should work with a professional insurance broker for all your insurance needs.

Part of the process of purchasing home insurance with One Insurance is we do all the shopping for you.  We review quotes for you with over 10 insurance companies and make sure we find the best coverage for you.  In the process we will review:

  • Coverage limits on your home, garage, and sheds.
  • Coverage on your personal property, and review the special limits of insurance on items such as jewelry, firearms, collectibles, and more.
  • Additional living expenses - this coverage provides coverage for the extra costs of temporary housing, food, and more if you are forced out of your home because of a claim.
  • Limit of liability, which provides coverage if you accidentally injure someone or damage their property.

While these coverages are generally standard on your insurance policy there are also optional coverages available for purchase.  We will present you with options for:

  • Sewer backup coverage
  • Reduced glass deductible
  • Enhanced water damage coverage (included seepage and/or overland flooding)
  • Scheduled coverage (high-value jewelry and/or collectibles)