Private Auto Insurance

Through Sandbox Mutual Insurance (SMI) we offer private auto extension coverage to help provide you with better coverage for less. Basic Autopac is compulsory in Manitoba but your extension coverages can be purchased through private carriers.

Our alternative to Autopac provides you with optional extension coverage such as lower deductibles, increased third party liability, rental car coverage and loss of use.  Other benefits of SMI is they offer collector car insurance, vehicle under restoration and even layup coverage.  If you own a seasonal vehicle, including motor homes and/or travel trailers this product will be perfect for you.

If you frequently travel (within Canada/USA) and rent vehicles there is an added benefit to this policy.  If you purchase a SMI policy and select their loss of use coverage, SMI will automatically cover any vehicle that you rent whether its while you are on vacation or in a claim situation.