Blog

Outdoor Fire Pit Safety

Published on August 16, 2021

Fire pits and outdoor fireplaces are an increasingly popular design feature. The flames add ambiance to a cool evening and can extend back yard use through fall and winter. An open fire of any kind requires attention to safety. Be sure to follow these guidelines to keep your fire-friendly and safe. Find the right spot – 10 feet away from all combustibles Locate or install your pit on a level surfa...

Tips for Insuring Your Home Business

Now more than ever before, people are choosing to work from home or even run a small business from a garage or spare room. There’s a certain freedom that comes with being your own boss — but there can be significant risks as well. In some cases, there may be supplies, materials, or inventory that needs to be protected and in all cases, there’s also business-related liability to consider.  It's com...

Rising lumber costs may leave your buildings under-insured

Your home or your business has been damaged – maybe by a fire, flood, or some other disaster. You report the loss to your insurer, and an adjuster comes out to do an evaluation. Then you get the call no one wants – you find out the cost to rebuild or repair the damage is more than you’re insured for, and you’re going to have to pay the difference. The risks of being under-insured People are often ...

Questions to Ask Before Buying Boat Insurance

Maybe you’ve just purchased a boat or are thinking about making a purchase, or maybe you’re an experienced boater. If you’re in the market for boat insurance, there are a few important questions you'll want to ask that can affect how well your boat and boating activities are covered by your policy.  Is the coverage agreed value or actual cash value?  Like most types of vehicles, boats depreciate ...

Cycling and Sharing the Road

Published on May 27, 2021

Cyclists and drivers have the same rights, same rules, and same responsibilities when it comes to sharing the road. Like drivers operating motor vehicles, cyclists must obey all signs and traffic control devices and travel in the same direction as traffic. The only rule unique to cyclists is that they must position themselves along the right curb of the roadway. Drivers should always ensure that c...

Do I Really Need Tenant Insurance?

If you have been renting for any length of time you have likely considered tenant’s insurance at some point. Many renters make the choice as to whether tenant’s insurance is a worthwhile investment based on how much they value their belongings. But even if you have inexpensive belongings that don’t seem like they are worth the fuss of insuring, consider the hardship it would present if you had to ...

Prevent Sewer Backup

Published on April 15, 2021

All homes everywhere are at risk of water or sewer backup problems. Heavy rain or snow and aging infrastructure are the major causes of water losses. Prevention measures The following actions can be taken to help prevent a water loss or sewer back up in your home: Keep sewer caps on all basement sewer outlets (including your floor drain, washer stack, sump hole, etc.) during rainstorms. Install ...

ONE Insurance Family - Paul

At ONE, we have created a family environment for employees to grow professionally and personally. Get to know the people that ensure you receive the best coverage! Meet Paul!  Paul is our Senior Ag Insurance Advisor How long have you been part of the ONE Family? 17 Years Briefly describe what you do.  I advise farmers about their farm insurance needs by discussing with them their exposures to pot...

How to Spot and Prevent Ice Dams

Between COVID lockdowns, work-from-home arrangements, and bitterly cold weather, many of us have been cooped up inside more than usual this winter. Now that it’s warming up a bit, it’s time to make sure your home will make it through another winter okay – and that means checking for ice dams. What’s an ice dam? Ice dams are caused by snow melting and then freezing again. Snow becomes a layer of in...

ONE Insurance Family

At ONE, we have created a family environment for employees to grow professionally and personally. Get to know the people that ensure you receive the best coverage! Meet Barrett! Barrett is our Personal Insurance Advisor for all online sales. How long have you been part of the ONE Family? I began my insurance career in January of 2015 and joined the ONE Insurance family in April of 2018. Briefly ...