Published on June 12, 2023
So you just received your home insurance renewal in the mail, what now? Your insurance policy is something that you should review yearly to ensure that you and your home are adequately insured. Below are some of the sections you should review on your policy: Payment Schedule Reviewing your payment schedule will help to make sure your on a payment plan that works for you. Common payments plans are ...
As taxes and other expenses for cottages continue to increase, many cottage owners are looking for creative ways to soften these costs. This has motivated some cottage owners to rent out the cottage on a weekly basis during peak season when the cottage is not in use. However, it is vital that your insurance provider is aware of your decision to rent out your cottage beforehand. Failing to notify y...
Published on May 11, 2023
Warmer weather means more people will be enjoying outdoor activities like biking – even using them as a form of transportation to commute to and from work, home, and school. With an increase in cyclists on the road, it’s a good time of year to review bike safety protocol. Take a ride on the side of caution this summer and check out the safety tips below. Gearing up It’s easy as A-B-C. Before yo...
While tenant insurance isn’t mandatory in most apartments or rental situations, it should be at the top of your list of things to do when renting. Often renters think that insurance is either too expensive or the building owner might have insurance that will protect them, but unfortunately, that isn’t the case. The building owner's insurance policy is only there to protect their building and their...
Spring and much-anticipated warmer temperatures, budding leaves, and blooming flowers are coming. But along with those delightful seasonal shifts comes the dreaded possibility of spring flooding. How can you prepare to combat swift snowmelts and excessive rainfall that can lead to property damage — and a lot of headaches? Basement flooding is already on the rise across Canada, resulting in billion...
Water damage claims have become a big problem for Canadian homeowners. Reasons for the increase can be traced to climate change, lifestyle change, and aging infrastructure. Most homeowner policies cover water damage that happens suddenly and accidentally but may not cover sewer backups (where separate coverage is needed). Slow leaks and water seepage that occur over time may also not be covered; ...
Most Canadians are aware that their health insurance usually won't provide coverage when leaving the country but not everyone knows that coverage is also limited when visiting another province within Canada. If you're planning a trip to another province, it's important to learn your options and to secure coverage with a travel insurance policy before you leave for your trip. If you're a freque...
With energy costs rising, you probably have already sealed any cracks and drafts around your windows and doors to make your home more energy efficient, but have you considered the financial impact of heat loss through your ceilings? While drafts around doors and windows will cost a few more dollars in heating bills, heat loss through your roof can result in thousands of dollars in damage. Why? The...
A problem with your hot water tank could lead to leaks, bursts, flooding, and costly water damage. And if it’s installed in a finished basement or located in another finished area of the house, it could lead to a substantial insurance claim. But in many cases, leaks and bursts are preventable, or, at the very least, the damage can be mitigated. Common signs of hot water tank problems Usually, t...
We are three weeks into the start of a new year, and already the month of February is fast approaching! With the mild weather we have been receiving, it's the perfect opportunity to be outdoors, try new things, and go to new places. Thanks to Travel Manitoba for sharing 10 things to do this week in Manitoba! Potato Week Pump up for potatoes! Potato Week celebrates Manitoba potatoes, the grower...