Blog   Back

Articles about Tips

Spring Cleaning & Maintenance Tips

Published on April 20, 2020

With the days lengthening and weather warming, spring is an excellent time of year to go through your home and do some cleaning and maintenance. We’ve put together an extensive list of indoor and outdoor spring maintenance tips.   Indoor Cleaning and Organizing Windows and Doors   Remove winter grunge and spring pollen by cleaning the glass on windows and doors. It’s best to tackle this chore on a...

Broker vs Direct Writer. What is the difference?

Published on July 2, 2019

Summertime is upon us, and in insurance, that means a large percentage of peoples home coverage is coming due for renewal. While many Manitobans put their trust in an insurance broker for their insurance needs, many go with a direct insurance provider such as through a bank, The Cooperators or even credit unions. But do you know the difference between choosing to place your insurance with a broker...

The Importance Of Clearing The Snow Off Your Roof

Published on March 11, 2019

Once winter hits, shovelling off your roof is one of the last things on your list to do, as shovelling the driveway can be bad enough. Clearing your roof used to be a nearly impossible job as it involved going right onto the roof. In recent years the snow rake has become more popular and easy to find in stores and makes clearing the snow an easier task.   Both business owners and homeowners should...

Distracted Driving Law Changes

Published on November 1, 2018

Effective November 1st, the distracted driving laws have changed in Manitoba. Previously if you were caught using your electronic device you would receive a $203 fine and five demerits. If you’re caught now you will receive a $672 fine, 5 demerits and a three day suspension of your drivers licence. For a second offence within 10 years, you will receive a seven day suspension. After each suspension...

Does Your Boat Insurance Policy Cover Zebra Mussels?

Published on August 22, 2018

As you likely already know, Zebra mussels have become a growing problem in Manitoba. Zebra mussels are D-shaped, fingernail-sized mollusks with light and dark brown stripes. Unlike other mollusks, they have hair-like filaments called byssal threads which they use to attach themselves to hard surfaces such as boats, docks, water-intake pipes and even the shells of other mussels. Zebra mussels are a...

What Is Service Line Coverage?

Published on July 27, 2018

Service line coverage is a newer coverage that will pay for the repair or replacement of exterior underground water and sewer piping, electrical service lines and data lines that fail or are accidentally broken and that are owned by the homeowner. Often homeowners don’t realize that the outdoor service lines between their home and the street are owned by them. This coverage will fill the gap in th...

What To Look For When Buying An Older Home

Published on July 11, 2018

When looking at purchasing a house there are many things to consider. You may be focusing on what the home looks like and functionality of the home but an equally important part of the home you is checking on the roof, plumbing, heating and electrical. Some of these items could affect your ability to purchase insurance or the type of insurance coverage available to you. Below we will take a little...

Rideshare: What You Should Know

Published on March 20, 2018

Manitoba now has rideshare companies operating within the province, so this means companies are looking for drivers. If you’re considering becoming a driver for a rideshare company you will need to ensure that your insurance is update so that it will provide coverage for these operations. Before we look at the insurance, you must meet certain criteria to even be allowed to operate a vehicle for hi...

How To Deal With An Insurance Claim

Published on February 13, 2018

An insurance claim can be an extremely stressful situation and if it’s your first claim it can be a difficult situation to navigate. Whether it’s a small fire, water damage or even an ice dam claim the steps that need to be taken are all fairly similar. Follow these steps: Assess The Situation The most important thing is that everyone is safe. Once you have confirmed that everyone is looked after ...

Manitoba Snowmobile Safety Tips

Published on January 12, 2018

Manitoba snowmobilers have approximately 12,000km of groomed trails in our province and generally a long winter to enjoy every last kilometre. While snowmobiling can be a fun winter activity for everyone, it’s important that you are safe while sledding. Review the below safety tips to ensure that while you’re enjoying the trails you’re safe. Don’t have an enclosed structure to store your snowmobil...