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The health and safety of our clients, staff and communities is still our top priority. One Insurance has been following and implementing any recommendations or mandates that have been set in place by our Provincial Government's Health Authority Experts. Critical Level (Red) was recently put into place. As of Thursday, November 12th, all of our offices will be open to customers for MPI transactions only. Masks are mandatory in all branches, and limited customers will be allowed inside. For more details and branch updates, click below.

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Fireplace & Wood Stove Safety Tips

Published on January 4, 2021   loss prevention fireplace

Before you start up your fireplace or wood stove to warm and brighten up your home during the cold winter months, always remember to clear these three things: the airway, ash buildup, and the hearth. Our partners at Red River Mutual have put together some safety tips for your fireplace.


All chimneys deteriorate through heavy use, neglect and age. Some of the many problems include cracked or missing bricks, a blocked flue, missing mortar, a deteriorated crown, corroded flashing, corroded pre-fabricated chimneys and creosote build-up. 

Creosote forms when unburned waste products from wood adhere to the sides of the chimney. The worst danger is that creosote can ignite inside your chimney. A hot and quickly spreading chimney fire can cause damage to your entire house! A disaster such as this can be easily avoided by having your chimney checked annually.

Wood Stoves 

Be sure to follow the manufacturers' instructions and the local building codes for proper installation, use and maintenance of your wood-burning stove. 

Always start your fire using paper and small pieces of kindling. Never use accelerants to start a fire. Things can get out of hand in a hurry! 

Burn only well-seasoned wood. Green or unseasoned wood burns cooler than well-seasoned wood and can cause creosote to build up at a much faster rate. 

Be sure to clean the ashes out of your wood-burning stove on a regular basis. Store the ashes in a covered metal container. Hot coals in discarded ashes can easily ignite grass, leaves and trees if left uncovered. Keep the ash container at a safe distance away from the house and any other nearby buildings. 

Smoke Alarms and Fire Extinguishers 

Change the batteries and test each smoke alarm unit regularly. If for some reason you have disconnected a smoke alarm, hook it back up as this precaution saves lives! Smoke alarms can be purchased at most hardware, home building, and a variety of retail stores and is an inexpensive way to protect you and your family. 

Keep a fire extinguisher handy and make sure that everyone in your household knows how to use it. 

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