The health and safety of our clients, staff and communities is still our top priority. One Insurance has been following and implementing any recommendations or mandates that have been set in place by our Provincial Government's Health Authority Experts. Critical Level (Red) was recently put into place. As of Thursday, November 12th, all of our offices will be open to customers for MPI transactions only. Masks are mandatory in all branches, and limited customers will be allowed inside. For more details and branch updates, click below.
If you're an avid snowmobiler, you're just chomping at the bit for more snow. While you wait, consider what your insurance options are for your sled. It has been long assumed that Public insurance is your only option for insuring your sled, but that is simply not true. While you are required to plate your sled to drive it off your private property, you have options when it comes to your physical damage and comprehensive coverage.
Our policy offers replacement cost coverage on brand new off-road vehicles. For a flat fee of $100 per year, you can put your mind at ease and have your insurance claim settled on replacement cost as appose to the actual cash value. What this means is that if your sled or ATV is a total loss you will be paid out the insured value of the sled rather than the actual cash value which is the value of the sled at the time of the lossless depreciation. This coverage is available for the first two years.
No Inspection Required
If you are putting collision coverage on your sled or ATV for the first time, then Public insurance will require an inspection. This can be a huge hassle to load your sled or ATV onto the trailer, hook it up to your vehicle and drive it down to your insurance brokers office. With our insurance program, there is no requirement for a physical inspection of the unit.
We offer 50+ discounts on our policies (15% off) plus we also offer a safe rider discount for snowmobiles (10% off). If you are claims and traffic conviction free and purchase a snopass, then you are eligible for the safe rider discount! Taking the online Snowmobile Safety Course will give an additional 5% discount.
A lot of thought was put into crafting this policy. It was built not just by insurance brokers but by avid riders as well. A few additional highlights of the policy are:
When it comes to insurance, proper coverage is more important than an insurance policy that will save you a few bucks. The exclusive policy offer will however do both (in most cases) - it will both offer you cost savings on your insurance and provide you with a more comprehensive insurance policy.
Apply Online or call one of our branches for more information.
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