Blog

It's Hail Season. Are You Prepared?

Hail season generally runs until September in the Prairie provinces. Severe storms with hail, lightning, strong winds and heavy rain are unpredictable and can strike quickly with devastating results. Insurance Bureau of Canada (IBC) reminds us to be aware and take action to prepare for potentially damaging storms. What's your hail risk? If you own a car and/or home, talk to our advisors to ensu...

Tips to Keep Cool and Safe This Summer

Published on July 11, 2022

Summer is the time of year to soak up a bit of that Prairie heat and sunshine while it lasts. Of course, there are also some of us who prefer to spend our summers in the cooler indoors. No matter how you plan to spend your time this season, it’s important you remember to keep cool and stay safe.  Enjoying the sunshine and heat outdoors? Don’t forget sunscreen (with an SPF of 15 or higher), sung...

Do you need self-employed insurance?

Technically, there is no insurance policy called a self-employed policy. However, self-employed people and business owners may need certain types of coverage to protect their business and future earnings.The recent pandemic has changed the way many of us work, and in some cases, has even forced us to reinvent our careers. More people than ever are working remotely and an increasing number of peopl...

Bike Safety 101

Cycling is fun, good for the environment and great exercise. However, before you make cycling part of your daily commute to work, school or anywhere that involves traveling with traffic, you need to make sure you’re comfortable with your bike, you understand the rules of the road and you have the right gear. Safety for kids Before your children put their feet on the pedals, make sure they have the...

What You Need to Know About Insuring Your Cottage

Most of us love to get away occasionally and for many Canadians, a cottage or a vacation property makes the perfect home away from home.  The insurance for your cottage often works differently than your homeowner's insurance, however, which can sometimes create confusion. Here are some of the basic things you’ll need to know if you’re considering a cottage or vacation property – or if you already ...

Basic Boating Safety Tips

Published on April 28, 2022

No matter how much experience you have, it’s always a good idea for everyone to review boating safety rules before departures. Read below to familiarize yourself with these 10 basic boating safety tips: Be Weather-wise Always check local weather conditions before departure - TV and radio forecasts can be a good source of information. If you notice darkening clouds, volatile and rough changing wind...

Gear Up For Spring Home Maintenance

Spring is finally on its way, which means it's time for a thorough semi-annual maintenance check of your home. Many of these simple tasks can add years to the life of your home and prevent major repair headaches. Invest a little time now, and you'll save money on repair bills, and have more time to enjoy the summer! Get started by inspecting the outside of your home for water leaks. Key areas incl...

Spring Thaw Flooding Prevention

Spring can bring unpredictable weather and the potential for water damage. The combination of heavy rains and rapid snow thaw can result in severe home flooding. Our partners at Red River Mutual are sharing tips to prepare your home for the spring thaw and prevent water damage.  Outside the House Remove snow from around your house with a shovel so that thawed snow will drain away from your home. C...

Why Renters Need Tenant Insurance

It’s estimated that less than half of renters in Canada have tenant insurance. Tenant insurance goes by several names, so you might hear it referred to as renters insurance or as contents insurance, but none of these names fully explains the important coverage provided by tenant insurance. What’s Covered by Tenant InsuranceIt’s common to think that the landlord’s insurance policy ensures a tenant ...

Water Damage and Flood Insurance

Snow isn’t the only weather concern for Canadian homeowners. Flooding can also be a real risk. Of course, water damage can occur from the inside of your home as well. The way these types of damage are covered (or not) varies depending on the cause of damage and the coverage your policy provides.Ice and snowAmong the biggest risks from snow and ice are roof damage or collapses due to the weight. Th...