Blog

Top 5 Reasons You Need Tenants Insurance

Published on September 21, 2018

While tenants insurance isn’t mandatory in most apartments or rental situations, it should be at the top of your list of things to do when renting. Often renters think that insurance is either too expensive or the building owner might have insurance that will protect them, but unfortunately that isn’t the case. The building owners insurance policy is only there to protect their building and their ...

Important Safety Tips For Cycling Safety

Published on September 5, 2018

Every year the amount of cyclists on the road tends to increase as more people are biking to work and biking recreationally. It’s important that both the cyclists and motorists use caution when sharing the roadway and show each other mutual respect. In Manitoba, on average four cyclists are killed per year while 100 cyclists are injured.  It is recommended that motorists leave a one-metre distance...

Does Your Boat Insurance Policy Cover Zebra Mussels?

Published on August 22, 2018

As you likely already know, Zebra mussels have become a growing problem in Manitoba. Zebra mussels are D-shaped, fingernail-sized mollusks with light and dark brown stripes. Unlike other mollusks, they have hair-like filaments called byssal threads which they use to attach themselves to hard surfaces such as boats, docks, water-intake pipes and even the shells of other mussels. Zebra mussels are a...

Is Your Insurance Policy Right For You?

Published on August 2, 2018

There’s no “one size fits all” insurance policy, so it’s important that you understand your policy. Whether it’s the limit of coverage on your home or property or if you have broad or comprehensive coverage, these are all items you should know and understand. What’s Your Coverage? Do you have comprehensive or broad coverage? It’s important for you to know the difference between the two. Comprehens...

What Is Service Line Coverage?

Published on July 27, 2018

Service line coverage is a newer coverage that will pay for the repair or replacement of exterior underground water and sewer piping, electrical service lines and data lines that fail or are accidentally broken and that are owned by the homeowner. Often homeowners don’t realize that the outdoor service lines between their home and the street are owned by them. This coverage will fill the gap in th...

Safety Tips For Your ATV

Published on July 19, 2018

Summer is in full swing and that means everyone is out enjoying the sun. Manitobans love to spend their summers riding ATV’s and safety should always be a priority while doing so. It’s recommend that you do a pre-ride and post-ride inspection of your ATV before and after every ride. Below is a comprehensive list of what should be inspected. With the ATV turned off, check the following: Is the manu...

What To Look For When Buying An Older Home

Published on July 11, 2018

When looking at purchasing a house there are many things to consider. You may be focusing on what the home looks like and functionality of the home but an equally important part of the home you is checking on the roof, plumbing, heating and electrical. Some of these items could affect your ability to purchase insurance or the type of insurance coverage available to you. Below we will take a little...

What Is Home Equipment Breakdown Coverage?

Published on July 3, 2018

While it is impossible to provide coverage for everything, more and more new coverages are becoming available. Home equipment breakdown is a relatively new coverage that is becoming common amongst multiple insurance companies. This provides you with peace of mind coverage for your homes equipment and appliances. What’s protected with this coverage? While exact coverage can vary company to company,...

Rideshare: What You Should Know

Published on March 20, 2018

Manitoba now has rideshare companies operating within the province, so this means companies are looking for drivers. If you’re considering becoming a driver for a rideshare company you will need to ensure that your insurance is update so that it will provide coverage for these operations. Before we look at the insurance, you must meet certain criteria to even be allowed to operate a vehicle for hi...

How To Deal With An Insurance Claim

Published on February 13, 2018

An insurance claim can be an extremely stressful situation and if it’s your first claim it can be a difficult situation to navigate. Whether it’s a small fire, water damage or even an ice dam claim the steps that need to be taken are all fairly similar. Follow these steps: Assess The Situation The most important thing is that everyone is safe. Once you have confirmed that everyone is looked after ...