We offer a unique off-road vehicle program that specifically covers snowmobiles for physical damage including fire, theft, vandalism, and collision. Our level of coverage is superior to other providers: we offer Replacement Cost on brand-new machines, no vehicle inspection is required, and you get your choice of deductibles.
Other coverage highlights include:
- Replacement Cost Endorsement on brand new snowmobiles. For up to 24 months.
- 15% discount for riders that are 50 years of age or over.
- 10% safe rider discount for snowmobiles with Snopass and rider is claim-free / traffic conviction free.
- 5% snowmobile safety course discount (discount applied when snowmobile safety course card is presented – available through snoman.mb.ca) Sign up for the safety course here.
- Annual policy providing coverage during the riding season and off-season.
Our underwriting guidelines are:
- No vehicle inspection required.
- Your choice of deductible: $1000, $750, $500.
- Replacement Cost Endorsement as per wording and rating.
- Coverage is on All Perils form for physical damage only. (excluding liability insurance) and is subject to the applicable deductible.
- Includes breaking through ice and sinking in muskeg.
- Includes up to $1000 for salvage recovery costs.
- Includes up to $2000 for accessories.
- Includes up to $2,000 for Search and Rescue Expense.
- Surcharges may apply for previous traffic convictions of claims.
Application can be accepted online with a credit card payment; no coverage is in effect without payment in full and approval of your ONE insurance broker.